Whether you celebrate with champagne or are relieved to have finished the process, there are a few final tasks to complete after closing on a property.
Final Walk-Through Inspection:
The final walk-through is the last opportunity to inspect the property before purchasing it. All contingencies in the Purchase Agreement should be met, and the seller's belongings should be removed from the home. The final inspection typically occurs the day before or the day of closing.
Once you are satisfied with the final inspection, it's time to close the deal. You, the seller, and the closing agent will sign the settlement agreement, which outlines the financial transactions involved in the process. You will also sign your loan documents and pay the balance of your down payment and closing costs to escrow. If you bring funds to the transaction, you can bring a certified check or have the funds electronically transferred to the escrow account. Once all documents have been signed and funds have been exchanged, the deed will be recorded at the county recorder's office, and you will officially become the owner of the property.
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